1. Acceptance of Terms

By downloading, installing, accessing, or using the Paystub Generator: Stub Maker mobile application ("the Application"), developed by MobileMint Studio LLP, you agree to be bound by these Terms and Conditions ("Terms"). If you disagree with any part of these Terms, you must discontinue use and uninstall the Application immediately.

2. License Grant & Restrictions

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to download and use the Application on compatible mobile devices for personal or internal business payroll record-keeping.

You agree NOT to:

• Decompile, reverse engineer, disassemble, or attempt to derive the source code of the Application.
• Distribute, lease, rent, sublicense, or commercially resell the Application or its proprietary PDF layout templates.
• Modify, remove, or obscure any proprietary notices, copyright stamps, or digital watermarks.

3. Lawful & Permissible Use

You agree to use the Application exclusively for lawful purposes. You strictly warrant that:

• All earnings, wages, company names, EINs, and employee details entered are truthful, accurate, and authorized by the respective employer or worker.
• You will not use the Application to generate fraudulent documents, forged proof of income, false tax withholdings, or misleading financial statements for deceptive credit or loan applications.
• We reserve the right to suspend or terminate access for any user found generating fraudulent records in violation of state or federal laws.

4. In-App Purchases, Credits & Subscriptions

The Application may offer free trial stubs alongside digital in-app purchases (e.g. individual stub unlocks, multi-stub credit packs, or premium template subscriptions):

• Billing Process: All financial transactions are processed securely through Google Play In-App Billing in accordance with Google Play's terms.
• Pricing & Taxes: Prices are displayed in your local currency and may include applicable sales taxes or VAT.
• Refund Policy: Since digital products and PDF exports are delivered instantly, refund requests are governed directly by Google Play's standard refund policies. To request a refund, please follow Google Play's refund guidelines or contact our support team with your Google Order ID.

5. Intellectual Property Rights

All software code, graphics, user interface designs, template layouts, logos, and mathematical calculation models incorporated into the Application are the exclusive intellectual property of MobileMint Studio LLP and are protected by copyright, trademark, and trade secret laws.

6. Accuracy of Information & Tax Tables

While we make every reasonable effort to keep the 2026 progressive Federal, State, and FICA tax tables accurate and up-to-date, tax regulations change frequently. We do not warrant that tax calculations or deductions will be completely error-free or fulfill all statutory payroll requirements for your specific jurisdiction. We recommend consulting a Certified Public Accountant (CPA) or certified payroll specialist for complex payroll filing.

7. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall MobileMint Studio LLP, affiliates, or licensors be liable for any indirect, incidental, punitive, or consequential damages (including loss of profits, business interruption, or tax penalties) arising out of or in connection with your use or inability to use the Application.

8. Termination of Service

We may suspend or terminate your access to the Application at any time, with or without notice, if we believe you have breached these Terms or engaged in unauthorized or illegal activity. You may terminate your relationship with us at any time by uninstalling the Application and deleting your account.

9. Changes to Terms

We reserve the right to modify these Terms at any time. When modifications occur, we will post the updated Terms on this website and update the "Last Updated" date. Continued use of the Application following such changes constitutes your acceptance of the revised Terms.

10. Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the applicable jurisdiction, without regard to its conflict of law provisions.

11. Contact Information

If you have any questions or concerns regarding these Terms and Conditions, please contact us at: